Who is eligible to receive a temporary producer license?

A temporary producer license is specifically designed to allow an individual to temporarily perform the duties of a licensed producer under certain circumstances. The eligibility for such a license typically applies to a designated employee who is replacing a deceased or incapacitated producer. This provision ensures that there is continuity in the management of client accounts and services, allowing for ongoing insurance obligations to be met while a more permanent solution is developed.

In this context, the option regarding the designated employee is particularly relevant because it addresses an immediate need to fill the gap left by the deceased producer, ensuring that clients continue to receive assistance without interruption. This reflects a common practice in the insurance industry, where client relationships and service are critical.

The other options do not align with the typical circumstances warranting a temporary producer license. A newly licensed producer would already have their own license and would not require a temporary one. A retired producer, while experienced, would not typically be involved in active production of insurance. An insurance company representative does not fit the criteria for a producer license as they are not directly engaging in the insurance sale process as a licensed producer would. Thus, the specific needs addressed by the temporary producer license are best met by the person replacing a deceased producer.