Which of the following is a common benefit found in health insurance policies?

Coverage for emergency services is an essential benefit found in many health insurance policies because it ensures that individuals have access to immediate medical care in life-threatening situations. Emergency services typically include treatment for severe injuries, sudden illnesses, or any condition that requires urgent medical attention. This benefit is fundamental because it reflects the primary purpose of health insurance: to protect individuals from facing overwhelming medical expenses in critical scenarios.

Emergency coverage is crucial as it establishes that insured individuals will not be deterred from seeking necessary care due to cost concerns, which can significantly impact health outcomes. Insurers understand the importance of providing coverage for these services to support public health and maintain a network of care that can effectively respond to urgent medical needs.

In contrast, the other options reflect elements that may not universally apply across health insurance policies. While tax benefits, alternative medicine coverage, and lifetime coverage can exist in specific circumstances, they are not as universally standard as emergency service coverage.