What do Medicare Parts A and B cover?

Study for the South Dakota Life and Health Exam. Learn with multiple choice questions, each with explanations. Prepare effectively and excel in your exam!

Medicare Parts A and B are fundamental components of the Medicare program that provide coverage for different aspects of healthcare. Part A primarily covers inpatient hospital care, including stays in the hospital, skilled nursing facility care, hospice care, and some home health care. This means that when a patient is admitted to the hospital for treatment, Medicare Part A will help cover the associated costs, such as room and board, nursing services, and other essential hospital services.

On the other hand, Part B focuses on outpatient services. This includes coverage for doctors’ visits, preventive care (such as vaccinations and screenings), outpatient hospital services, and necessary medical equipment. Part B ensures that beneficiaries have access to necessary outpatient medical care, including preventive measures that help maintain health and manage conditions before they escalate.

This distinction makes the answer highlighting that Part A covers hospitalization and Part B covers doctor's services the correct choice, as it accurately describes the distribution of services covered by each part of Medicare.

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