If K becomes ill after traveling overseas and loses three months of income, what type of insurance covers her loss of income?

Disability Income Insurance is designed to provide financial support by replacing lost income when a person is unable to work due to illness or injury. In K's case, since she became ill after traveling overseas and experienced a loss of income for three months, this type of insurance would kick in to help cover her expenses during the period she is unable to earn a paycheck.

Health insurance primarily covers medical expenses related to the treatment of health conditions but does not provide income replacement. Life insurance offers a financial benefit upon the death of the insured person, which would not apply to K's situation. Critical illness insurance pays a lump sum upon the diagnosis of a specified serious illness, but it does not replace lost income due to being unable to work. Therefore, the coverage provided by Disability Income Insurance is the most appropriate for addressing K's need for income replacement during her illness.