According to the Affordable Care Act (ACA), which of the following coverages is NOT required?

Study for the South Dakota Life and Health Exam. Learn with multiple choice questions, each with explanations. Prepare effectively and excel in your exam!

The Affordable Care Act (ACA) established a set of essential health benefits that all qualified health plans must cover without imposing annual or lifetime limits. These essential health benefits include preventive services, emergency services, and pediatric services, which are all critical components of a comprehensive health insurance plan aimed at improving access to healthcare.

However, coverage for cosmetic surgery is not mandated by the ACA. Cosmetic procedures are typically seen as non-essential and are often elective, meaning they are not necessary for the health of an individual. The ACA primarily focuses on essential health benefits that contribute to overall health and well-being, which does not include procedures aimed solely at enhancing appearance. Thus, the correct choice is the coverage for cosmetic surgery, as it falls outside the requirements established by the ACA.

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